Terms and Conditions

Welcome to deqoralynth.com. These terms and conditions govern your use of our website and financial consultation services. By accessing our site or engaging our services, you agree to these terms.

September 25, 2025

Acceptance of Terms

By accessing this website, requesting consultations, or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions along with our privacy policy. If you do not agree with any part of these terms, please discontinue use of our website and services immediately.

Definitions

For clarity throughout these terms, the following definitions apply consistently.

We, us, our, and deqoralynth refers to the consultancy operating deqoralynth.com and providing financial consultation services described on this website to Australian clients.

You, your, and client refers to any individual accessing our website, requesting information, or engaging our consultation services for personal financial guidance.

Services refers to the financial consultations, zero-based budgeting methodology guidance, and related advisory services we provide as described on our website.

Website refers to deqoralynth.com including all pages, content, and functionality accessible through this deqoralynth.

Service Usage Terms

Our consultations provide general financial guidance and methodology information. We do not provide specific financial advice tailored to your complete financial situation without comprehensive consultation. Results may vary significantly based on individual circumstances, commitment, and external factors beyond our control.

Eligibility

Our services are available to individuals aged eighteen years or older with capacity to enter binding agreements. By engaging our services, you represent that you meet these eligibility requirements.

Services primarily target Australian residents familiar with local financial context.

Client Responsibilities

When engaging our services or using our website, you agree to specific responsibilities and behavioral standards.

Provide accurate, complete, and honest information during consultations and in all communications, as our guidance quality depends on information accuracy you supply.
Maintain confidentiality of any login credentials or access information provided, taking reasonable security precautions to prevent unauthorized account access.
Use our website and services only for lawful purposes consistent with these terms, refraining from any activity that could harm our systems or other users.
Implement consultation guidance at your own discretion and risk, recognizing you bear ultimate responsibility for your financial decisions.

Prohibited Activities

Specific activities are explicitly prohibited when using our website or services.

Attempting to gain unauthorized access to our systems, other user accounts, or any computer systems or networks connected to our services.
Using our website or services to transmit harmful code, viruses, or any material that could damage or interfere with functionality.
Copying, reproducing, distributing, or creating derivative works from our proprietary content, methodologies, or materials without explicit written permission.
Misrepresenting affiliation with deqoralynth.com or falsely implying endorsement, partnership, or sponsorship relationships that do not exist.
Using automated systems, bots, or scrapers to access our website or extract content without our prior written consent.

Intellectual Property Rights

All website content including text, graphics, logos, methodologies, consultation frameworks, and materials remains our exclusive intellectual property or that of our licensors. You receive limited license to access and use content for personal consultation purposes only. This license does not permit reproduction, distribution, or commercial use without explicit written permission.

Information You Provide

Information you share during consultations or through our website remains your property. However, you grant us license to use this information for providing services, improving our methodologies, and creating anonymized aggregated data.

Rights to Shared Information

By sharing information with us, you represent that you have rights to share such information and that sharing does not violate any third-party rights or applicable laws.

Privacy and Data Protection

Your privacy matters significantly to us. Our collection, use, and protection of personal information is governed by our separate privacy policy, which forms an integral part of your relationship with deqoralynth.com. Please review the privacy policy carefully to understand our data practices and your rights.

Privacy Policy

Service Disclaimers and Limitations

Our services come with important limitations and disclaimers you must understand before engagement.

No Guaranteed Outcomes

We provide consultation and guidance based on established methodologies, but results may vary significantly between individuals. Past performance doesn't guarantee future results. We make no guarantees regarding specific financial outcomes, savings amounts, or debt reduction from implementing our guidance.

Limitation of Liability

To the maximum extent permitted by Australian law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including financial losses resulting from decisions made based on consultation guidance.

Indemnification

You agree to indemnify and hold harmless deqoralynth.com, its consultants, and affiliates from any claims, damages, losses, liabilities, and expenses including legal fees arising from your use of services, violation of these terms, or infringement of third-party rights.

Dispute Resolution Process

Should disputes arise, we prefer resolving them through structured processes before formal legal action.

Arbitration

Any disputes not resolved through informal negotiation will be submitted to binding arbitration in accordance with Australian arbitration law. Arbitration proceedings will occur in the state where our primary business operations are located.

Arbitration decisions are final and binding, with limited appeal rights.

Online Dispute Resolution

For European Union residents, the European Commission provides an online dispute resolution platform. While our services primarily target Australian clients, EU residents may access this platform if applicable.

EU Online Dispute Resolution

Severability

If any provision of these terms is found unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that remaining provisions continue in full force and effect.

Entire Agreement

These terms, together with our privacy policy and any specific service agreements, constitute the entire agreement between you and deqoralynth.com regarding use of our website and services, superseding any prior agreements or understandings.

Governing Law and Jurisdiction

These terms are governed by and construed in accordance with the laws of Australia, specifically the jurisdiction where our business is registered. You agree to submit to the exclusive jurisdiction of Australian courts for any disputes.

Termination

We reserve the right to terminate or suspend your access to services or website immediately, without prior notice or liability, for any reason including breach of these terms. Upon termination, your right to use services ceases immediately.

Modifications

We may revise these terms periodically at our discretion. Significant changes will be communicated via email to active clients and posted prominently on our website. Continued use after modifications indicates acceptance of updated terms.

Contact Information for Terms

For questions regarding these terms and conditions or your obligations, please contact us directly.

Email Address: content@deqoralynth.com

Phone Number: +61.8.2696.9278

Mailing Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective Date of Terms: September 25, 2025

Version Number: 1.0