Financial Guidance Disclaimer

Important Notice

Please read this disclaimer carefully.

Welcome to deqoralynth.com. The information and consultations provided on this website are for general guidance purposes only and should not be considered comprehensive financial advice.

This disclaimer explains important limitations regarding our services, consultations, and website content. By accessing our website or engaging our services, you acknowledge understanding and accepting these limitations and disclaimers.

General Guidance

Our consultations provide methodology guidance and general financial principles based on zero-based budgeting approaches. We do not provide personalized financial advice that considers your complete financial situation, risk tolerance, or specific goals without comprehensive consultation. Results may vary significantly based on individual circumstances, commitment levels, external economic factors, and implementation consistency.

Liability Limitations

Our liability is limited in several important ways you must understand before engaging our services.

We are not liable for financial losses, missed opportunities, or adverse outcomes resulting from decisions made based on our consultation guidance or website information.
We make no representations regarding the accuracy, completeness, or timeliness of information provided, as financial circumstances and regulations change regularly.
We are not responsible for errors or omissions in content, methodology explanations, or consultation guidance provided through any communication channel.
We disclaim liability for website technical issues, interrupted access, data loss, or security breaches beyond our reasonable control.

Information Accuracy

While we strive to provide accurate, current, and helpful information through our website and consultations, we cannot guarantee absolute accuracy or completeness. Financial regulations, methodologies, and best practices evolve continuously. Information provided reflects our understanding at the time of communication but may become outdated as circumstances change.

You are responsible for verifying information relevance to your specific situation.

Professional Advice Recommendation

Our consultations do not replace comprehensive financial advice from licensed professionals. For specific financial planning, tax advice, legal guidance, or complex financial situations, we strongly recommend consulting qualified professionals licensed in relevant disciplines before making significant financial decisions.

External Links

Our website may contain links to external websites or resources for additional information. We do not control, endorse, or assume responsibility for content, privacy policies, or practices of third-party sites. Accessing external links is at your own risk.

No Guaranteed Results

We make no guarantees regarding specific financial outcomes from implementing zero-based budgeting methodology or following consultation guidance. Results may vary based on individual circumstances, commitment, economic conditions, and numerous factors beyond our control or prediction.

Individual Results Vary

Success stories, testimonials, or examples shared on our website represent individual experiences and should not be interpreted as typical results. Your results may differ significantly. Past performance doesn't guarantee future results in any financial context.

Financial Methodology Limitations

Important limitations apply specifically to financial methodology consultations we provide.

We do not provide recommendations regarding specific financial products, investments, or services, focusing instead on budgeting methodology and values alignment.
Our consultations do not constitute investment advice, and we make no recommendations regarding buying, selling, or holding any specific assets or securities.
We are not licensed financial advisors, investment advisors, or financial planners, and our services should not be interpreted as regulated financial advice.

Jurisdictional Considerations

Our services are designed primarily for Australian residents and reflect Australian financial context.

While our website may be accessible internationally, content, examples, and consultation guidance primarily reflect Australian financial regulations, practices, and context. Information may not be applicable or appropriate for residents of other jurisdictions with different legal frameworks and financial systems.

Australian law governs our services, website, and disclaimer.

You are responsible for ensuring our services comply with local regulations in your jurisdiction.

Indemnification

You agree to indemnify and hold harmless deqoralynth.com, its consultants, employees, and affiliates from any claims, damages, losses, liabilities, and expenses including legal fees arising from your use of our services, reliance on information provided, or financial decisions made based on consultation guidance.

Severability

If any provision of this disclaimer is found unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that remaining provisions continue in full force and effect.

Modifications

We reserve the right to modify this disclaimer at any time. Changes become effective when posted on our website. Your continued use after modifications indicates acceptance of updated disclaimer terms. Significant changes will be communicated to active clients.

Questions

For questions regarding this disclaimer or clarification about our service limitations, please contact us directly.

Email Address: content@deqoralynth.com

Phone Number: +61.8.2696.9278

Mailing Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective Date: October 10, 2025

Last Updated: October 10, 2025